Cairnmor Family Property Decision Review

Clarity before a major family property commitment

Helping a son or daughter buy a home can involve a significant commitment of family capital, borrowing capacity and trust. The difficult question is often not whether to help, but how to help in a way that works for the family as a whole.

The Cairnmor Family Property Decision Review is a focused piece of consultancy for families considering a UK home purchase intended principally for occupation by the adult child or purchaser. It helps the family reach a clear, considered position before making a material commitment.

The Cairnmor Six Decisions

The Review applies The Cairnmor Six Decisions — A Family Property Decision Framework: Objective, Commitment, Structure, Safeguards, Purchase Parameters and Implementation.

What is included

• Structured pre-review questionnaire and focused information review
• One 90-minute family consultation
• Cairnmor analysis using the Six Decisions
• A personalised Cairnmor Family Property Decision Framework, including readiness to proceed and a sequenced implementation roadmap
• One 30-minute follow-up consultation

Who it is for

Families considering a meaningful financial contribution to an adult child’s UK home purchase who want independent thinking before proceeding and expect to manage the subsequent purchase themselves with their broker, solicitor and other professional advisers.

What it is not

The Review is not transaction management. It excludes property finding, assessment of individual properties, negotiation, third-party liaison, implementation of the plan, and legal, tax or regulated mortgage advice. Where specialist input is required, Cairnmor identifies the questions that should be taken to the appropriate professional.

Fee

£1,500 + VAT. Where an eligible client later instructs Cairnmor for the separate Family Property Purchase Consultancy, £1,000 of the Review fee may be credited in recognition of relevant work already completed.

The outcome

At the end of the Review, the family will have a clear answer to four questions: “What are we trying to achieve, what are we prepared to commit, what still needs to be resolved, and what should happen next?”

Ready to work through your family property decision?

If the Decision Review sounds like the right starting point for your family, book a consultation to discuss your circumstances and whether the Review is appropriate.

Book a consultation